修復板坯洩漏的最經濟有效的解決方案是什麼?


2

我住在鳳凰城(Phoenix)的一棟1400平方英尺的房屋中,該房屋建於1973年,是單層,磚砌和框架式。幾天前,我們的客人浴室遇到了平板漏水的情況,目前我們正在努力對其進行修復。但是,就係統的未來運行狀況而言,就我們最好的選擇而言,我們有些困惑。目前,我們有三種選擇:

  • 通過撕裂混凝土等來修復損壞。保險將覆蓋除修理本身以外的所有費用(演示和更換)。
  • 將有問題的熱水管線改道穿過閣樓,這將由保險公司全額支付。
  • 完全給房子補水。保險公司不會為此付出代價,但是我認為讓他們向我們償還上述兩個選擇之一將使修理費用降低。

我們擔心的是前兩個選項只會導致其他地方的板坯洩漏。在這種情況下,我們要對整個房子進行翻新,特別是如果它要再次發生時。我們還有一些小問題可以解決,例如固定灌溉線(業餘洩漏工作)或稍微移動無水箱熱水器以實現更好的水過濾設置。

所以我們想知道"一勞永逸"的昂貴解決方案是正確的,還是不值得?

1

The future health of the system can only be insured by gutting it. However, you're paying insurance; who cares? I don't really know the ins-and-outs of insurance but perhaps you should send them a letter recommending that they do replace the whole system; providing leverage for you to stand on when it breaks in the future and they want to raise your rate after you need to have more work done.

If you do care, then go with the third option after doing the second. Have as much work done, paid for by the insurance company, as possible. Piping into the attic should lower the bid to replace everything else. I wouldn't want to start tearing up concrete as a homeowner or as an installer, where I could just run it above (which your climate permits); much easier and less messy.

  • If you found this recent leak to be less than catastrophic, ride it out and let the insurance worry about it.

  • If it was, drop the cash on a new system and sleep better at night.

Ideally you go big or go home (gut it). Otherwise however, I cannot quantify what your piece of mind is worth to you, and what possessions are at stake.

Bottom line: the most cost effective solution for you and the insurance company is to only repair what's necessary, provided you're not looking at a rate hike and don't have any Picasso's hanging on the walls.